Real rates from banks and fintechs. Compared side by side, no affiliate bias.
NIC ASIA Bank
Rs100k–Rs1.5M
12–84 mo
Best for: Salaried employees and pensioners in Nepal looking for a personal loan up to NPR 15 lakh.
Himalayan Bank
Rs100k–Rs5M
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Best for: This loan is ideal for Nepalese citizens looking for lower rates and longer repayment terms.
Sanima Bank
Rs100k–Rs7.5M
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Best for: This loan is ideal for Nepalese citizens with a stable income looking for significant funding for personal needs.
Nabil Bank
Rs100k–Rs1.5M
12–84 mo
Best for: Salaried professionals with stable income seeking a personal loan up to NPR 15 lakh.
Laxmi Sunrise Bank
Rs100k–Rs1.5M
12–60 mo
Best for: Nepalese citizens with stable salaries who seek a personal loan for expenses like education or home improvement.
Nepal Bank Limited
Rs100k–Rs1.5M
12–120 mo
Best for: Best suited for Nepalese citizens with a steady income seeking manageable loan terms.
Global IME Bank
Rs100k–Rs1.5M
12–60 mo
Best for: It's best for salaried individuals looking for a reliable personal loan option in Nepal.