Real rates from banks and fintechs. Compared side by side, no affiliate bias.
Fidelity Bank Ghana
Up to ₵450k
6–84 mo
Best for: Best suited for Fidelity Bank account holders with stable employment looking for substantial loan amounts.
Absa Ghana
₵500–₵1M
6–96 mo
Best for: Best for Absa account holders seeking quick access to funds with a range of repayment options.
Bank of Africa Ghana
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Best for: It's best suited for salaried individuals looking for quick access to funds with a competitive interest rate.
Stanbic Bank Ghana
₵2k–₵500k
12–72 mo
Best for: Individuals aged 21-70 with a steady income who are looking for a substantial personal loan.
GCB Bank
₵2k–₵700k
12–60 mo
Best for: This loan is ideal for salaried workers needing urgent cash for home improvement, education, or health expenses.
OmniBSIC Bank
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Best for: Salaried workers in Ghana seeking a personal loan with a repayment period of up to 36 months.
Standard Chartered Ghana
₵800–₵350k
12–72 mo
Best for: Best for salary account holders looking for flexibility and additional benefits like credit life insurance.