Lending Stream Short-Term Loan
Lending Stream
£50–£1.5k
3–6 mo
Best for: Individuals with low credit scores seeking quick access to emergency funds.
Real rates from banks and fintechs. Compared side by side, no affiliate bias.
Lending Stream
£50–£1.5k
3–6 mo
Best for: Individuals with low credit scores seeking quick access to emergency funds.
Selina Finance
£5k–£500k
60–360 mo
Moneybarn
£3k–£25k
24–60 mo
Best for: Best suited for individuals with CCJs, defaults, or low credit scores seeking a straightforward hire purchase agreement.
£1k–£30k
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Best for: HSBC customers who want a straightforward consolidation loan with longer repayment terms and free overpayments.
Funding Circle
£10k–£500k
72–72 mo
Best for: It's ideal for small to medium-sized enterprises seeking funding between £10,000 and £500,000, especially those needing a fast decision.
£1k–£25k
12–60 mo
Best for: Straightforward borrowers who want a no-nonsense loan from a recognised high-street bank.
Wollit
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Best for: Renters who want to turn their existing rent payments into credit-building activity without any lifestyle changes.
Selina Finance
£5k–£500k
60–360 mo
Zuto
£1k–£75k
24–60 mo
Best for: Best suited for UK residents looking for competitive rates on car loans with access to various lenders.
Lloyds Bank
£1k–£50k
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Best for: Borrowers looking for a trusted high-street name with competitive rates and the ability to consolidate large amounts of debt.
iwoca
£1k–£500k
1–24 mo
Best for: These loans are best for businesses looking for quick access to funds without lengthy application processes and those that prefer a revenue-based assessment.
Nationwide
£1k–£25k
12–60 mo
Best for: People who prefer building societies over banks and value ethical lending practices.
Loqbox
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Best for: Anyone starting from scratch or rebuilding credit who wants to build savings at the same time.
Landbay
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Best for: Landlords wanting a fast, fully digital BTL mortgage process from a proven specialist
CarFinance 247
£1k–£50k
12–60 mo
Best for: This service is best for those who need fast financing for a vehicle and have a clear repayment plan.
Barclays
£1k–£25k
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Best for: Existing Barclays customers who want a seamless in-app experience with the flexibility to top up borrowing later.
Danske Bank
£1k–£25k
12–60 mo
Best for: This loan is best for individuals with a strong credit history looking to borrow between £1,000 and £25,000 over a period of 12 to 60 months.
Creditspring
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Best for: People with poor or thin credit files who want to rebuild their score through regular, affordable repayments.
Paragon Bank
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Best for: Experienced landlords wanting a BTL lender with decades of specialist experience and support for all property types
MotoNovo Finance
£4k–£75k
12–60 mo
Best for: Best for individuals seeking a reliable motor finance lender with a wide dealer network and competitive rates.