Compare personal loans

Real rates from banks and fintechs. Compared side by side, no affiliate bias.

Recently added

Representative APR 5.9–24.9%
Amount

£1k–£25k

Term

12–60 mo

Best for: Individuals with good credit who need a personal loan for a variety of purposes.

Representative APR 3.9–29.9%
Amount

£1k–£50k

Term

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Best for: Borrowers who want a well-known high-street brand with competitive rates for consolidating medium to large debts.

Consolidation Read review →
Representative APR —
Amount

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Term

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Best for: Renters who want to turn their existing rent payments into credit-building activity without any lifestyle changes.

Credit Builder Read review →
Representative APR 99.9–1333.0%
Amount

£50–£1.5k

Term

3–6 mo

Best for: Individuals with low credit scores seeking emergency funds with flexible borrowing options.

Representative APR 18.0–49.9%
Amount

£1k–£500k

Term

1–24 mo

Best for: These loans are best for businesses looking for quick access to funds without lengthy application processes and those that prefer a revenue-based assessment.

Representative APR 7.9–29.9%

Oodle Car Finance

Oodle Car Finance

Amount

£3k–£50k

Term

24–60 mo

Best for: This service is ideal for UK residents seeking flexible payment options on used cars, especially those who prefer a soft credit check.

Representative APR 8.1–48.9%
Amount

£1k–£25k

Term

12–60 mo

Best for: Ideal for those seeking quick access to funds and who may have building credit profiles.

Representative APR —
Amount

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Term

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Best for: Anyone starting from scratch or rebuilding credit who wants to build savings at the same time.

Credit Builder Read review →
Representative APR 6.9–29.9%
Amount

£10k–£500k

Term

72–72 mo

Best for: It's ideal for small to medium-sized enterprises seeking funding between £10,000 and £500,000, especially those needing a fast decision.

Representative APR 8.9–47.0%

CarFinance 247

CarFinance 247

Amount

£1k–£50k

Term

12–60 mo

Best for: This service is best for those who need fast financing for a vehicle and have a clear repayment plan.

Representative APR 6.9–19.9%
Amount

£1k–£25k

Term

12–60 mo

Best for: This loan is best for individuals with a strong credit history looking to borrow between £1,000 and £25,000 over a period of 12 to 60 months.

Representative APR 3.9–29.9%
Amount

£1k–£50k

Term

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Best for: Borrowers with good credit who need to consolidate substantial debts at a competitive rate from a trusted high-street bank.

Consolidation Read review →
Representative APR 5.9–24.9%

MotoNovo Finance

MotoNovo Finance

Amount

£4k–£75k

Term

12–60 mo

Best for: Best for individuals seeking a reliable motor finance lender with a wide dealer network and competitive rates.

Representative APR 3.54%
Amount

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Term

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Best for: Rate-sensitive BTL landlords, especially limited company borrowers wanting the cheapest fixed rates

Representative APR 3.9–21.9%
Amount

£1k–£25k

Term

12–60 mo

Best for: Individuals with a solid credit history seeking a personal loan for home improvements or debt consolidation.

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